Ramesh Krishnan carries with him three decades of banking experience in diverse areas of Treasury, Risk Management, Credit and Operations. Last assignment was with Karur Vysya Bank as General Manager (Treasury & International Banking). Earlier, he was the Chief Credit Officer and Acting CEO with Bank of Maldives, Male’. Presently, he is a Business Consultant at Xenturion Fintech assisting MSMEs and Corporates. He is a graduate in Physics and a Certified Associate of Indian Institute of Bankers.